دور الثقافة المالية في تنمية الفكر الريادي والابتكاري لدى طلبة المرحلة الأساسية من وجهة نظر معلمي التربية الوطنية والمدنية في المفرق
This study aimed to explore the role of financial literacy in fostering entrepreneurial and innovative thinking among primary school students from the perspective of national and civic education teachers in Al-Mafraq. The study utilized a quantitative approach to understand the role of financial literacy in fostering entrepreneurial and innovative thinking. Data was collected using a questionnaire distributed to 148 teachers of national and civic education in government and private schools in AlMafraq province, selected through survey sampling. Statistical analysis using SPSS was conducted to understand the potential effects and relationships between financial literacy and entrepreneurial and innovative thinking among students. The results of data analysis in this study showed a statistically significant relationship between the study variables: financial literacy, entrepreneurial thinking, and innovative thinking. This study recommends enhancing the integration of financial literacy curricula in primary education due to its positive effects on students' entrepreneurial and innovative thinking levels. It also suggests developing educational curricula on financial literacy and implementing training programs for national and civic education teachers to equip them with the necessary knowledge and skills for teaching financial culture. Moreover, using innovative teaching methods for financial concepts, entrepreneurial, and innovative thinking is recommended. (Author’s abstract)